Health Insurance

At Edgewood College all* international students and exchange visitors are required to purchase health insurance to protect against the high cost of medical care in the United States.

All F-1 students, J-1 exchange visitors and J-2 dependents need to enroll in our health insurance plan with WPS Health Insurance, and the fee will be billed directly to your student account through the College’s Business Office. WPS is a non-profit corporation that has been providing quality health care coverage to people in Wisconsin for over 65 years. With this plan, all services you receive at the Edgewood College Health Center are covered at 100% (no additional cost to you).  In addition to the College’s Health Center, there are many providers in the WPS network in the Madison area where you will receive 80% coverage after paying a $100 deductible.   Students should carefully review WPS policy information (link below), especially the prescription drug benefits, and contact the Center for Global Education or Health Services if you have concerns about the coverage. You can use www.goodrx.com  to help you determine the cost of prescription drugs in the U.S.

Waivers: Students sponsored by SACM, ISEP and Study USA, who are required to be enrolled in insurance through their programs, and other students who have comparable insurance coverage in the US can apply for a waiver from the Edgewood insurance enrollment requirement.  Visit the Gallagher Student Health website for details.

Please click on the following links for policy details:

2022–2023 WPS International Student Policy Information (Valid until July 31, 2023)

2023–2024 WPS International Student Policy Information (August 1, 2023 – July 31, 2024)

Enrollment for Dependents

You can only enroll your dependents (spouse, domestic partner and children) during the annual open enrollment period, which is June 1 through September 30. The effective date of coverage will be August 1.  Eligible dependents can also be enrolled within 60 days of one of the qualifying events listed below:

• Birth of a child, legal adoption, or legal guardianship
• Marriage
• Arrival of a spouse or child(ren) to the United States

Your dependents are only eligible for coverage as long as you, the student, remain eligible for coverage in the WPS policy.
The dependent enrollment form and rates are available on the Gallagher Student Health website.

Students who are enrolled in the WPS health insurance policy are also eligible to enroll in a dental insurance policy through WPS and Delta Dental.  The dental insurance is completely optional.  Please click here and see the section “Individual Dental Insurance” for more details on the policy and to apply.

ON-CAMPUS CARE:

• Do you need to go to the on-campus Wellness Center for a routine health assessment, care for acute illness and injuries, immunizations, or referrals?
  • Visit Health Services in the Edgewood College Wellness Center on the first floor of Dominican Hall, Room 123.  Use the Lakeside entrance of Dominican Hall facing Lake Wingra and Siena Apartments.  All services received at Edgewood Health Services are covered 100% through the WPS policy.
  • Edgewood College Health Services is staffed by a Nurse Practitioner with appointments available on Mondays and Wednesdays. To schedule an appointment, students can email healthservices@edgewood.edu. Walk in appointments are NOT available.
  • If health services is closed and you need to schedule an appointment with a provider off-campus, follow the instructions for “Seeking Care With WPS” – “Off-Campus Care” or use the Teledoc Service information (see below). 

OFF CAMPUS CARE:

• Do you need to go to an off-campus clinic, urgent care clinic, hospital, or emergency room?
  • To receive maximum coverage from WPS, you should find a Tier 1 provider in the WPS network.  If you seek care from an out-of-network provider (WPS uses the term “Tier 2 provider”), you will not receive maximum coverage and may be subject to higher healthcare costs. See the policy information link above for specific details about the coverage for Tier 1 and Tier 2 providers.

TIER 1:

• How to find a Tier 1 provider/facility (Clinic, Urgent Care Center, Hospital, Emergency Room):
  • Go to the WPS website to find a specific facility or provider.  – Go to the Find a Doctor tool. – Enter zip code (53711 for Edgewood College) – Select Provider Location (typically 5 – 10 miles) – Find by Facility (Hospital or Urgent Care) or Find by Provider (Specific Specialty Need)

WPS TELADOC SERVICE:

• Talk to a doctor anytime for FREE: The Teladoc service through WPS gives you access to a doctor 24 hours a day, 7 days a week via phone or video consults. Click here for details.